On a normal flip, which takes only a few months to renovate and sell, this is not a problem. The expense is counted in the carrying costs of a flip budget. To run this project, Tarek has taken out a hard money loan, which is a short-term loan from a private investor with interest rates usually much higher than those of a traditional loan funded by a bank or mortgage company. Remember the second “F” of flipping, the “fund it” part? Well, it turns out they made some bad calls here, too. Carrying costs can kill a profit This beautiful renovation took longer than expected. Tarek knows that a good negotiator never accepts the first bid, no matter how great it might seem. “No,” objects Tarek, later explaining, “Honey, when the contractor gives you a number, whether it’s good or bad, you never say it’s good.” So when Jeff, the contractor, tells Tarek and Heather Rae that he can do everything they want for about $315,000, Heather Rae says enthusiastically, “That’s great!” With all the fixes that need to be made to redesign this house so it will attract a $3 million buyer, Tarek estimates the renovation will cost about $400,000. Ouch! Don’t tip your hand to the contractor Tarek El Moussa explains a strategic mistake. The El Moussas thought they were buying a four-bedroom, 2,162-square-foot home, but the final, accurate listing posted after they’re finished with their renovations shows it to be a three-bedroom, 1,969-square-foot home. An official review of the floor plan shows it should be considered nothing more than “crawl space.” “I think these are the two bedrooms,” guesses Tarek. And sure enough, he’s right: The listing has counted them as bedrooms, when in reality, one of them shouldn’t even be included in the square footage of the home. “What the heck is this?” asks Heather Rae about these strange little rooms. Tarek and Heather Rae realize buying the house sight unseen is going to be a big problem when they walk into the second level and find two bizarrely laid out closets, one with a tiny staircase to nowhere. A ‘bedroom’ is not always a true bedroom Weird closet was listed as a bedroom. But to Tarek’s credit, the listing does mention miraculous views, and Tarek was fairly sure those vistas will make this home practically priceless. “It’s already a risky business, but when you’re going into a project with no knowledge, that’s where you can get into big trouble,” he sees. The seller won’t allow it, the tenant won’t allow it. “But there are some scenarios where you just can’t go into the house. “Over the years, I’ve bought hundreds and hundreds and hundreds of houses, and the majority of them we have seen,” Tarek explains. This begs the question: Why did they pay so much for this house in the first place? Surely they were aware of its numerous problems and how much it would take to rectify them, right? Apparently not, since they’d taken a gamble and bought the house sight unseen. No mansplaining required! Buying a house sight unseen is a risk Silver Lake flipĪs Tarek and Heather Rae tour the house for what appears to be the first time, they realize the flaws are myriad and will cost hundreds of thousands of dollars to fix. “Find it, fund it, fix it, flip it,” she says smugly. Yet Heather Rae has already done her homework and chirps out the “four F’s” that Tarek has been teaching other novice flippers on his old show, “ Flipping 101 With Tarek El Moussa.” That’s where Tarek tells his new wife, “I’m going to teach you the most important lesson right now.” The hopeful couple start out on a positive note: in bed. Learn the four F’s of flipping Heather Rae El Moussa recites the four steps in flipping. Here’s what we learned as we cringe-watched our way through Tarek and Heather Rae’s first flip. Along the way, they (and we) learn a lot that will (hopefully) make future flips smoother sailing. Oh, the optimism of newlyweds, even if they are both purported to be real estate experts! We found the listing for this house once it was finished, and let’s just say things didn’t go as planned.īut to their credit, this new show does not sugarcoat things and gives an unflinching look at how this maiden investment unfolds. They’re hoping to fix it up and sell it for around $3,100,000, netting about a $400,000 profit. Tarek’s company, Tarek Sells Houses, has paid an eye-watering $2.15 million for the home. It’s a four-bedroom, three-bath midcentury modern house in Silver Lake, an increasingly hip suburb of Los Angeles.
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Simply create a new digital sticker collection from the Elements picker and then tap “Add Photos” or “Import from…” You can bulk import them from your camera roll or directly from the Files app (which connects to Google Drive, Dropbox, and iCloud). If your stickers are individually saved as PDF or PNGs… When you download digital stickers they’ll typically come in one of the following formats:ġ. Here’s how to use your stickers with the Elements Tool ! If you are using GoodNotes, there is a handy built in tool that makes using digital stickers even easier! The Elements Tool on GoodNotes, which allows you to save and reinsert images, handwriting and basically anything all across your notes, makes it a perfect tool to manage your stickers. Tip to use: To download these stickers, click into the video and check the description for a download link. Here are a couple FREE digital sticker picks from us to you. If you buy from the GoodNotes Shop, the stickers will automatically appear in app, ready for you to use! Top 6 FREE Digital Sticker Picks The shop includes a range of both functional and decorative stickers for you to choose from to best achieve your studying or journaling goals. If you’re using GoodNotes, you can also get more digital stickers in the in-app shop. Try searching for videos about digital planning and you'll find many include free downloads. YouTube is another surprising source for digital stickers, with many creators offering free downloads or sharing tutorials on how to create your own. You can find a wide range of themes and styles to suit your preferences 2. The online marketplace known for its handmade and unique items offers a variety of digital stickers packs created by talented artists. There are various creators and digital planning enthusiasts that regularly share free and premium digital stickers on different online platforms. Some examples of this include to-do lists, sticky notes, diagrams, charts, tables and more! Where To Get Digital Stickers These stickers include elements that mimic real paper items that you would typically write on top of. Some examples of this include headings, calligraphy, emojis, washi tape, fun borders and more!įunctional digital stickers are designed with practicality in mind. With an array of vibrant colors, expressive illustrations, and captivating designs, they bring personality and liveliness to your notes. There are two main types of digital stickers that you'll find:ĭecorative digital stickers focus on aesthetics and self-expression. The individual sticker can now be resized, cropped or moved around to fit your specific needs! Different Types of Digital Stickers Individually select the stickers you want to use then copy and paste the digital sticker on your notes. Import the file into your note-taking app. If your stickers are laid out as one page in a sticker book format … Simply import them into your note-taking app and they’re ready to go. If your stickers are saved as individual PNGs… Here is a simple how-to guide on using stickers with these formats. Individual digital planner stickers can take the form of PNG or PDF files or multiple stickers can also be compiled into a sticker book format. Read on for an overview of how to use digital stickers, where to find them, and discover 11 of our favorite digital sticker packs to download and use right away! How to Use Digital Stickers Whatever the reason, digital stickers have got your back! Stickers are not just for paper anymore! Are you taking digital notes and looking for ways to spruce up your digital planner or bullet journal? Or perhaps you just want to add a bit of joy to your lecture notes? Plus, as CBS News previously reported, harsh weather conditions in Canada are fueling the fires and making it harder for firefighters to combat the flames.Īs of its most recent update, the interagency fire center has recorded 4,241 wildfires since the beginning of 2023. Political leaders, including President Biden, and environmental experts have pointed to the causal link between rising temperatures driven by climate change, as well as drought, and the extreme wildfire season that Canada is experiencing now. The broad extent of the fires - from the westernmost provinces to the eastern ones - is unusual, particularly so early in the year, Canadian government officials have said. But with the season occurring annually from May until October, devastation seen from the outset this year put the country almost immediately on track for its worst season in more than 30 years. Wildfire season typically happens around this time of year in Canada, which is home to about 9% of the world's forests. To the east, Alberta had the second-highest number of active blazes with 126 while Quebec, which borders New England, had 106. Officials on Wednesday reported 374 active fires in British Columbia, along Canada's west coast. Eastern provinces like Quebec, Ontario and Nova Scotia have been hit particularly hard this year by large and at times uncontrollable blazes. By completing the form on step 2, the below information will be emailed to you.Climate change is making forest fires more severe 24:24Ĭanada is experiencing its most destructive wildfire season on record, as hundreds of blazes burning from coast to coast continue to send tremendous plumes of smoke into the atmosphere - and over the U.S.Ī map updated daily by the Canadian Interagency Forest Fire Centre shows how widespread the wildfires have become. Step 1: Please provide the following information to your financial institution who will initiate the wire transfer/EFT. International Transfers (outside the U.S.) Upon completion, this form will automatically be transferred to our donation processing team to facilitate accurate processing when your wire transfer arrives. If additional information or special instructions need to be communicated, send the supplemental information to 2: Please complete the Wire Transfer Form below. Please abbreviate the designation of the donation when possible (e.g., Disaster Relief = DR, undesignated = U, Service to the Armed Forces = SAF, etc.), and provide the donor name, address and zip code to allow the Red Cross to appropriately record and acknowledge the donation. The maximum number of characters that can be used is 80 (including spaces and punctuation). Reference: This field is used to identify the donor and the designation of the donation. Location: 420 Montgomery – San Francisco, CA 94104ĪBA Number: 121000248 (For Fed Wire and ACH transfers) By completing the form on step 2, the below information will be emailed to you.Īccount Name: American National Red Cross Step 1: Please provide the following information to your financial institution who will initiate the wire transfer/EFT. We couldn’t be where we’re needed most without the support from people like you. Your gift of appreciated stock to the American Red Cross helps ensure that no one faces life’s darkest moments alone. If you decide to make a gift of stock, you not only retain your cash assets, but you also receive a charitable tax deduction for the full fair market value of the stock that you’ve owned for more than one year. You would like to maximize your deduction while not affecting your liquidity. By using these securities as a gift, you can avoid the capital gains tax on any paper profit.Ģ. If your stocks are highly appreciated, you may find yourself with a hefty tax bill when it comes time to sell. You are holding stocks that have risen in value. A gift of stock may be right for you if:ġ. When you make a gift of stock to the Red Cross, by eliminating the capital gains tax that would be due upon selling the stock, you receive tangible tax-savings and benefits while also supporting the humanitarian mission. A gift of stock may provide more benefits than a cash gift. Inquiries regarding compliance and/or grievance procedures may be directed to the District’s Title IX/RCW 28A.640 Officer and ADA Coordinator, Garth Steedman, at 360.473.1031, email or the Section 504 Coordinator, Mark Mayfield, at 360.473.4702, email Mailing address: 134 Marion Avenue North, Bremerton, WA 98312. This holds true for all students who are interested in participation in educational programs and/or extra-curricular school activities. The Bremerton School District complies with all federal and state rules and regulations and does not discriminate on the basis of sex, race, creed, religion, color, national origin, age, honorably discharged veteran or military status, sexual orientation including gender expression or identity, the presence of any sensory, mental, or physical disability, or the use of a trained dog guide or service animal by a person with a disability in its programs and activities and provides equal access to the Boy Scouts and other designated youth groups. You must successfully pass the CDL permit process at the Department of Transportation (this includes general knowledge, passenger endorsement, air brakes (restriction removed), school bus endorsement - CDL Guide Chapters 1-6.In addition, hiring and recruitment incentives are available. You must successfully pass a pre-employment drug screening. JDo you want to make a difference in the community Join our transportation team.You must successfully pass a Department of Transportation physical from a certified DOT physician.The additional 50% will be reimbursed after 1-year or upon date-of-hire (whichever is sooner). Fifty-percent is reimbursed six months after training is complete. These costs will be reimbursed by the District. $10 plus $17 per year for Driver's license with CDL endorsement fee remaining on the current license.Real School Bus Driver Salaries Around Portage, IN. The average hourly rate for school bus drivers in Portage is 18.58 per hour. $35 for CDL general knowledge, passenger endorsement, school bus endorsement, air brake systems This compares to a national average school bus driver salary of 38,639.$120-$150 for Department of Transportation physical.The 2022-2023 Substitute Driver wage is $24.98 per hour. Supplemental Educational Services (SES)īus Driver Training, Costs and Reimbursementīremerton School District will pay for up to 80 hours of training time at current substitute driver wage for the cost of earning a commercial driver's license (CDL) starting the first day of class. School Bus Driver average salary difference by education level in Sudan.Report Card Parent Guide - Elementary (Spanish).Homeless & Low Income Guide for Kitsap County.Authorization for Release of Medical/Education Information - (Filipino).Authorization for Release of Medical/Education Information (Spanish).Title I and Learning Assistance Program (LAP). Native American / Alaskan Native family support.Family Educational Rights & Privacy Act (FERPA).Concussion & cardiac arrest information.Authorization for release of medical/education information.The training must result in the employee having successfully obtained a California Special Driver Certificate with no restrictions. (If an applicant who is hired possesses a California Special Driver Certificate with an “automatic transmission only” restriction, he/she must complete training within the period of probation. Possession of a valid California Special Driver Certificate endorsed for the operation of a school bus. Possession and maintenance of a valid and appropriate California Commercial Drivers License, Class A or B and applicable passenger and air brake endorsements. Supervision: This position is not responsible for supervision of other employees.īus Drivers are responsible for the supervision of students during the transportation of students to and from school.īasic Job Function: Under the direction of the Director of Transportation or Designee a school bus driver will operate a school bus over designated routes in accordance with time schedules, picking up and delivering students, provide safe and efficient transportation for students to and from school, special events and field trips perform daily inspections and maintenance a school bus, assist in the loading and unloading of students with disabilities/handicapped students as needed. Work Travel: Independently travel to various locations on bus transportation route to service the transportation needs of students. Range M: Step 1- $20.06 hr-Step 10- $26.30 hrĬlassification: Classified Hourly - 6 hours per dayīenefit Contribution: $2760.00 (Optional Health Care Benefits) Salary Schedule: Classified Hourly Pay Schedule. Supervisor: Director of Transportation or Designee. Position Title: OGSD General Purpose Worker III./Bus Driver. When we first landed on the moon, the astronauts noted there was print on the moon that said “Chuck Norris was here.”.When Christopher Columbus discovered America, he was greeted by Chuck Norris.Chuck Norris threw a grenade and killed 50 people.Cannon balls, tanks, super destroyers, exploding stars - I could go on. Chuck Norris beats rock, paper, scissors.When God said, “Let there be light!” Chuck said, “Say Please.”.If you spell Chuck Norris in Scrabble, you win.He stares them down until he gets the information he wants. The flu gets a Chuck Norris shot every year.Chuck Norris used to beat the shit out of his shadow because it was following to close.Chuck Norris’ cowboy boots are made from real cowboys.Freddy Krueger has nightmares about Chuck Norris.Chuck Norris invented airplanes because he was tired of being the only person that could fly.Chuck Norris can squeeze orange juice out of a lemon.Chuck Norris can make a slinky go upstairs.Chuck Norris can sit in the corner of a round room.Bigfoot claims he once saw Chuck Norris.Chuck Norris once ordered a steak in a restaurant.It takes Chuck Norris 20 minutes to watch 60 Minutes.Chuck Norris destroyed the periodic table, because Chuck Norris only recognizes the element of surprise.The Great Wall of China was originally created to keep Chuck Norris out.Chuck Norris narrates Morgan Freeman’s life.Chuck Norris once won an underwater breathing contest.A bulletproof vest wears Chuck Norris for protection.When Chuck Norris was born he drove his mom home from the hospital.The only time Chuck Norris was ever wrong was when he thought he had made a mistake.Chuck refers to himself in the fourth person.Hammer learned the hard way that Chuck Norris can touch this. Death once had a near-Chuck-Norris experience.Chuck Norris sleeps with a pillow under his gun.Chuck Norris can kill two stones with one bird.Chuck Norris is the reason why Waldo is hiding.
You might be interested in this recent essay where the author also tackles the question of rote memory vs. Many people use if for medicine and I think that in medicine you need understanding. There are several threads only in this subreddit for mathematics. Perhaps this is right for something like learning the vocabulary of a foreign language A hotkey would just make it faster when starting a new book. I want Anki to replicate that so I think I'll use decks unless I'm just memorizing masses of terminology. I can still think of the page I wrote for proofs of trigonometric identities and trigonometric derivatives/integrals two years ago and remember the relative positions of the different prompts and what proof methods I used. Perhaps this is right for something like learning the vocabulary of a foreign language, but I found the locational info extremely useful for memory. When you need to recall the word or phrase outside Anki, you won’t have the luxury of being shown related content first!" This makes it easier to answer the cards, as you can guess them from the context, which leads to weaker memories. Whether it’s because you’re clicking on each deck in turn (which is slow) or you’ve added a number of decks under a single parent deck, you’ll end up seeing all the “chapter 1” or “food verb” cards together. "Lots of little decks mean you end up reviewing cards in a recognizable order. The problem was doing spaced repetition manually got really tedious and hard to keep track of the more and more pages like this I had. While/after reading a chapter I would write numbered prompts on a page titled after the chapter (e.g., "state 'x' theorem", "prove 'x' theorem", "define 'x' object") to really solidify my knowledge. I think I've read of a plugin that converts subdecks to hierarchical tags which could make switching convenient.Ĭreating lots of decks is what I've been doing since it is most similar to what I was doing on paper manually before I used Anki, which I intended to replace it. Users that routinely delete their posts once they receive an answer might be excluded from participating on the sub. Posts that are off-topic will be removed. Do not routinely remove answered questions.If it has been a valuable tool in your learning, please consider supporting its development through one of the ways listed here. Please Support Anki!Īnki is free and open-source software. When creating cards, consider the tips in this article: Twenty rules of formulating knowledge. For additional resources and tips make sure to also check out our Wiki. New to the app? Anki's manual is the best way to get you started. Post Filters Hide Questions Show Questions Only Show Everything Anki Tips & Info If you find a good resource for Anki users, please share it with us. You are welcome to ask your questions about Anki here, and please help answer other people's questions when you can. There is also a web-based version of Anki. Anki is available for these platforms: Windows, Mac, Linux, FreeBSD, iPhone, and Android. This community is for people who use the Anki "powerful, intelligent flashcard" program. You can now set a custom flair to tell other users about the subjects / topics you're studying with Anki! To set a flair, simply click on (edit) next to your username. **No longer applies, but when shrouds 1st came out, a high lvl toon (think 65 was max) could shroud down to lvl 5 and then go buy the cheapest corpse summoning stone in the GH, and hand it in, and it would summon all the lvl 65 corpses. If you die in shroud form you do not lose xp, so if you are trying to do something that is little to no xp (like task/quest steps) but the risk of death is high, you can save yourself the loss of xp by being in shroud form. I had my alt shroud to a rouge for the MPG group trials, for the chest opening event.Ĥ. Also keeping with a rouge shroud, some times you just need a lock picker, and there isn't one around, so you can do it. some quests you just need to go to a location, or pick up a ground spawn, or even just do a hand in, but the zone is very difficult you are trying to solo, a goblin (rouge) shroud allows you stealth abilities that most mobs that can see invis will not be able to see you.ģ. high level toons can shroud down to group with lower levels and not mess up the xpĢ. For the most part, shrouds benefits are.ġ. I realize this response is years later, but thought someone new might find this helpful. As with any spirit shroud, simply say "remove" to a Shroudkeeper to return to your normal form. You have now unlocked and may use the Runed Gargoyle spirit shroud. As the creature steps back with what could pass for a smirk, you hear a quiet voice in your head "Join us. The creature smears the blood on its finger and uses it to trace a series of runes across your forehead. You wince slightly as its claw scratches your arm, leaving a trickle of blood. Its eyes fall on you and it lunges forward taking your hand. He twitches his jaw back and forth for a moment until satisfied with the tooth's placement. With a bone chattering screech it places the tooth into the mouth and rams it into the gaping socket. Kalon Corsan's eyes brighten slightly as you hand it the tooth. It opens its mouth to hiss and you notice that the creature is missing one of its fangs. Kalon Corsan glares at you with thinly veiled madness in its eyes. Then go find Kalon Corsan in the evil side of the Plane of Knowledge at -825, +810. One of the items you can /claim if you purchased the Depths of Darkhollow expansion is the Runed Gargoyle Tooth (type "/claim #" to claim it, where "#" depends on the number of items you have claimed or can claim on the current account). Once the returned item is received, a gift certificate will be mailed to you. If the item was marked as a gift when purchased and shipped directly to you, you’ll receive a gift credit for the value of your return. If you need to exchange it for the same item, send us an email at and send your item to: 49 Kingdom St., Toronto ON M9P1W4, Canada. We only replace items if they are defective or damaged. Only regular priced items may be refunded, unfortunately sale items cannot be refunded. If you’ve done all of this and you still have not received your refund yet, please contact us at items (if applicable) There is often some processing time before a refund is posted. Then contact your credit card company, it may take some time before your refund is officially posted. If you haven’t received a refund yet, first check your bank account again. If you are approved, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within a certain amount of days. We will also notify you of the approval or rejection of your refund. Once your return is received and inspected, we will send you an email to notify you that we have received your returned item. There are certain situations where only partial refunds are granted (if applicable)ĬD, DVD, VHS tape, software, video game, cassette tape, or vinyl record that has been openedĪny item not in its original condition, is damaged or missing parts for reasons not due to our errorĪny item that is returned more than 30 days after delivery Please do not send your purchase back to the manufacturer. To complete your return, we require a receipt or proof of purchase. We also do not accept products that are intimate or sanitary goods, hazardous materials, or flammable liquids or gases. Perishable goods such as food, flowers, newspapers or magazines cannot be returned. Several types of goods are exempt from being returned. It must also be in the original packaging. To be eligible for a return, your item must be unused and in the same condition that you received it. If 30 days have gone by since your purchase, unfortunately we can’t offer you a refund or exchange. Ford Motor Company reserves the right to modify the terms of this plan at any time.Our policy lasts 30 days. See your Ford or Lincoln Dealer for complete details and qualifications. If you need additional information concerning the A/Z Plans, please refer back to your A/Z Plan Pricing website for complete details.Ī/X/Z Plan pricing, including A/X/Z Plan option pricing, is exclusively for eligible Ford Motor Company employees, friends and family members of eligible employees, and Ford Motor Company eligible partners. If you close your window or tab, you must re-access the site through the A/Z Plan Pricing website to ensure that all eligible plan pricing is visible. What happens if I close this site before I'm finished? Contact your local dealer to determine their level of participation in the program and final vehicle pricing. Also, some dealers may choose not to participate in A/Z Plan pricing. In addition, some vehicles, trims or options you select may not qualify for A/Z Plans. Note: A/Z Plan pricing information is not available on all Ford websites. Welcome A/Z Plan Participant Now you can view exclusive price savings on our Build & Price shopping tool. 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This powerful enterprise management solution supports an organization’s unique needs with a design that’s intuitive and easy to manage. Sage X3 incorporates business processes into one unifying software design, including manufacturing, inventory, sales, customer service and financial management. Please re-post with the results of the troubleshooting. You can also show your appreciation by clicking the Thumbs Up.į you require further assistance, I would be more than happy to continue to help you. Here is a document you can try troubleshooting steps from called Notebook Keyboard Troubleshooting (Windows 10, □.ĭid this reply resolve your issue or answer your question? If yes, then please share the good news! Let others know this reply was helpful by clicking the Accept as Solution button. If there is NOT a check beside Mouse keys: (This should stop your Notebook from beeping when you push the Num Lock key). If the number pad is not visible, click on the Options button, check the box next to.
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